• Big Adventures
  • disability specialists
  • Low cost

Holiday Zone

Insurance for all kinds of families

and all kinds of holidays

Including...

  • Health insurance for children
  • Autism insurance
  • Cheap medical travel insurance
  • Pre-existing medical conditions

Disabled, pre-existing Conditions and Special needs insurance

Most standard holiday company insurance policies will not cover pre-existing medical conditions, but there are specialist insurance companies that will do so. Before you get travel insurance you should get written permission from your doctor to travel. Always disclose any pre-existing medical conditions to your insurance company or you might invalidate your insurance.

The European Health Insurance gives basic reduced or free cover in Europe (repaces the E11) but you should get separate cover too.

Insurance for pre-existing conditions & SENs



Please check with your doctor before getting travel insurance. You might need written permission to make sure your insurance is valid - you won't be covered if you travel against your doctor’s orders.

Make sure you list ALL pre-existing medical conditions, you won't be covered if you don't and you'll invalidate any claim that you then make.

 From the 1st January 2006 you can use the EHIC to cover any necessary medical treatment because of accident or illness. If you are a UK resident, you are entitled to medical treatment that becomes necessary, at reduced cost or sometimes free, when visiting a European Union (EU) country. Only treatment provided under the state scheme is covered. However, to obtain treatment you will need to take a European Health Insurance Card (EHIC) with you. Please see the link below for full details.

For more information visit: EHIC or call 0845 605 0707

You can also compare pre-existing medical condition travel insurance at...



  • MoneySupermarket.com 
MoneySupermarket.com has teamed up with the top specialist travel insurance companies. Using their comparison tool you will be able to compare travel insurance companies that cover medical conditions as part of their policies.

  • Best Medial Cover
 They provide fast online deals and consider all pre existing medical conditions.

  • Travel Insurance GuideThis impartial guide compares all insurance providers in the UK in one place and advice on types of insurance (including policies for travellers with special needs)

The guide producers are working with the Foreign & Commonwealth Office as part of their 'Know Before You Go' Campaign to provide travellers with credible information and help them be better prepared for overseas trips.


The Foreign and Commonwealth Office

 Travel publications The FCO have produced information about travelling disabled and much more.



Click on the links below of specialist travel insurance providers to find your family's best cover and quote.

NATIONWIDE

They arrange specialist travel insurance products for pre-exesting conditions for all travellers to offer high quality cover at very competitive prices.
Share it with your friends
AllClear Travel provides medical travel insurance for people with pre-existing medical conditions who find difficulty in getting travel insurance elsewhere, whether it's because of medical conditions, disability or age. Specialist holiday insurance for worldwide destinations.
Share it with your friends

En Route Insurance

Their travel insurance products are available in Single Trip or Annual policy form which means you get cover flexible enough to fit in with your travel plans. They offer instant cover and you don't have to complete any forms.
FIND OUT MORE
Share it with your friends
Providing cover for people with pre-existing medical conditions is what Free Spirit is all about. Free Spirit was the first scheme of its type specifically dedicated to those being declined cover elsewhere due to their health. It is now one of the UK's largest specialist travel insurance schemes for people with pre-existing medical conditions and disabilities.
Share it with your friends
Goodtogoinsurance.com provides travel insurance with cover for medical conditions for travellers of any age. They can also cover your travelling companions on the same policy.
Share it with your friends
Multiple Sclerosis Society Insurance Services provides a range of insurance products and financial services that have been developed for people living with MS.
Share it with your friends
We are the leading UK charity for people with autism (including Asperger syndrome) and their families. We provide information, support and pioneering services, and campaign for a better world for people with autism.
Share it with your friends

Travel Insurance Web

Travel Insurance Web provides travel insurance for people with pre-existing medical conditions.
FIND OUT MORE
Share it with your friends

Share this whole page with your friends